25 Ways to Save $1,000 in 30 Days
This post may contain affiliate links which means that I will receive a small commission for purchases made through those links, at no cost to you.
Do you usually have more month than money? If so, then I want to help you! In this post, I will be teaching you 25 ways to save $1,000 in 30 days. To some people, saving $1,000 may seem like an insurmountable task. However, if you just develop a plan and take it one step at a time, this can be very doable. I have provided several ways to help each of my readers reach this goal!
25 ways to save $1,000 in 30 Days
1. Create a written budget
Write down all of your income and expenses. Then audit your spending and decide which areas to trim.
2. Use cash
Put the debit AND credit cards away. Use the cash envelope system.
3. Sign up for automatic bill pay
This is a free service offered through most banks that will help you pay bills on time and eliminate late payment fees.
4. Negotiate lower rates on household bills
All you can do is ask. Call the cable, electricity, and phone bill companies to see if they can reduce these bills.
5. Unplug devices
If you have devices that are not being used i.e. laptop, lamps, tv then unplug them to save on energy costs.
6. Cancel subscriptions
This is one of the areas that people tend to miss. Consider canceling subscriptions for apps such as Netflix, Hulu, Spotify, Sirius XM, Amazon Prime, etc.
7. Use free mobile apps
Search for free apps on your phone instead of paying for them.
8. Ask your bank if they have any free checking accounts
Typically if you have direct deposit and keep a certain balance, you won’t have to pay for checking/savings accounts at some bank.
9. Bring your own lunch to work
If you purchase lunch every day, you could be spending an average of $7 per day, which equates to $35/week or $140 per month!
10. Make your own coffee
You could save an average of $2/day or $40/mth.
11. Cook dinner at home
Besides eating healthier, you could be saving an average of $200/mth.
12. Do your own hair/nails etc.
Learn to do your own manicures and pedicures. Purchase the supplies once and use them over and over again for months!
13. Delay gratification
Resist the urge to buy new items i.e. shoes, clothes, electronics. You’ve probably got enough of these items anyway.
14. Skip the cleaners
Wash, fold and iron your own clothes.
15. Unsubscribe from marketing emails
By limiting your exposure to advertisements, this will help to curve your appetite for purchasing that new pair of jeans you’ve been eyeing.
16. Get other friends on board with the plan
Associating yourself with like-minded people may help you reach your goal much faster.
17. Sell some stuff
Create accounts on sites like eBay, Amazon, Craigslist, Poshmark.
18. Find free fun
Search to find activities that you and your family can do for free.
19. Do your own cleaning
Get rid of the housekeeper and do a little bit each week until the house is clean.
20. Charge for your talents
You can offer anything from music lessons to computer cleaning services and actually charge for them.
21. Start a side-hustle
Start a side business. Pick up a part-time job. Sign up for overtime at work.
22. Wash your own vehicle
Save at least $20 by getting a towel, bucket, soap, and water and do the work yourself.
23. Negotiate interest rates on credit cards
If your credit score is decent, call your creditors and ask if they will be willing to lower your interest rates on credit cards, etc.
24. Refinance your auto loan
If you’ve been paying your bills on time, you may be able to lower your interest rate.
25. Raise deductible on auto insurance
The higher your deductible, the lower the premium. If you feel that you will be able to handle the costs of an emergency, then feel free to complete this step.
Final Thoughts
I’ve given you 25 ways to save $1,000 in 30 days. Get creative and let me know what other ideas you’ve come up with. Don’t procrastinate! Get started now!!!
